October 2, 2012 -
Ogaki Kyoritsu Bank has begun to offer card-free ATMs that allow customers to withdraw cash, make deposits and check account balance by way of biometric palm scans.
The bank, based in Japan’s Gifu prefecture, debuted the service last week at the bank’s Hashima branch and plans to expand the ATMs to 18 branches in Gifu, Aichi, Mie and Shiga prefectures and provide an ATM in Nagoya Station, one of the world’s largest rail stations.
The card-less service offered by the bank requires pre-registration. To use the service, the bank’s clients need to provide personal data such as their birthday, put their palm on the scanner and input their PIN code. The service effectively allows clients to access their banking services without the need for ATM cards or passbooks.
Ogaki Kyoritsu Bank is also developing a mobile branch solution in the event of emergencies, such as earthquakes or tsunamis.