July 9, 2015 -
ZoOm enables users to gain instant account access to hundreds of companies including Wells Fargo, Chase, Bank of America and Citi as well as Amazon, Paypal, Expedia, Salesforce, ADT, ADP, E-trade and Ticketmaster, among others.
The app works by using the front-facing camera on a smartphone to take a selfie video. As the user slowly moves the phone toward his or her face, the app captures a dynamically changing perspective of the face.
The frames are instantly processed on the device and cross-checked against previously stored biometric data.
Additionally, the motion path of the phone is tracked, via the gyro and accelerometer, and used to identify the user’s motion signature.
Users can also pair a PIN, a fingerprint or both to their faces for complete multi-factor authentication.
“We are the first company to provide facial authentication access to all major U.S. banks, including Wells Fargo, Chase and Bank of America,” said FacialNetwork CEO Kevin Alan Tussy. “ZoOm is multi-factor biometric and it’s the most secure mobile authentication app in the world, bar none. It’s exponentially more secure than solutions that rely on blink detection to determine liveness, which were easily fooled in a recent Popular Science article and demonstration.”
To install and set up ZoOm, users only need to supply their email address and not their name or phone number.
The company is developing an enterprise version of ZoOm with multi-factor authentication and SSO for website logins, in which it will pair a smartphone with a web interface and Chrome extension for enterprise user security and government authentication demands.