JCB piloting Fujitsu palm vein authentication technology for payments
The move comes a few months after JCB conducted a trial in July of the palm vein authentication involving several hundred employees at its Tokyo headquarters.
Fujitsu’s palm vein authentication links a palm vein pattern and payment card information, enabling customers to make a simple, fast and secure payment by using palm.
The technology also enables multiple cards to be linked to a single pattern, and customers do not need to use their wallet or any mobile payment device with the palm vein reader.
“We are planning pilots in different global markets in order to develop a unique biometric-based program using the most secure accurate palm vein authentication, followed by the trial at the JCB World Conference,” said Tac Watanabe, executive vice president of JCB’s brand infrastructure and technologies division. “I am confident that this new payment method using innovative technology will be in line with the needs of JCB customers and partners around the world.”
Vein patterns offer several advantages over other biometrics, such as being extremely difficult to counterfeit compared to external sources such as fingerprints.
Additionally, the technology can work regardless of whether the user’s hand is wet or dry.
The large number and complexity of veins in the palm ensure highly accurate identification while the larger veins contribute to increasing its reliability.
Fujitsu’s palm vein authentication technology — which has a false rejection rate of 0.01% and false acceptance rate of less than 0.00008% — is currently being used for many applications including bank ATMs and access control systems.
Previously reported, Fujitsu Frontech North America partnered with Fiserv to integrate Fujitsu’s PalmSecure biometric technology into Fiserv’s DNA account processing platform.