April 11, 2016 -
The application scores users based on the way they use their phone or tablet. Behavior is being used as a way of authenticating payments made within an app as an extra layer of security.
According to a report by the Belfast Telegraph, the prototype is still in the early stages, but the bank says it eventually could be used as additional security for mobile banking alongside more traditional methods such as PINs and passwords, as well as using other biometric technology such as fingerprint and voice recognition.
James Smith, head of innovation at the bank commented: “Behavioural biometrics monitor the patterns and habits that are unique to each mobile banking user – everyone holds and interacts with their mobile device in a different way. The prototype provides an exciting insight into what the future may hold, as we investigate new ways to enhance security.”