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Visa, BioConnect explore password free multi-factor authentication


In a presentation at this year’s Money20/20, Visa partnered with BioConnect to demonstrate a multi-factor authentication experience that works across a range of devices and operating systems.

By enabling many biometric technologies, an app can prompt for another biometric method when the default one fails.

For example, if the fingerprint sensor cannot read the user’s fingers because they are a bit damp, the individual can use an alternative biometric such as voice recognition.

Through Visa and BioConnect’s new collaboration, users can download a mobile banking application to identify and authenticate them by using one of their previously enrolled biometrics.

And since the technology can work across several devices, the user can sign in using the biometric to gain access to their data, without the need of a keyboard, password, or configuration —all within the first minutes of receiving a new device.

Enabling a wide range of authentication capabilities is part of Visa’s broader strategy, which is to make payments more secure and convenient for all people in any location.

This strategy involves factoring in the unique preferences, habits and cultural attitudes of Visa’s billions of customers worldwide.

Visa said that it does not believe in using a single biometric solution or implementation, but rather, is enabling a wide range of technologies to address the unique needs of its customers around the world.

Previously reported, BioConnect and EyeVerify signed a licensing agreement that includes the integration of Eyeprint ID into the BioConnect platform.

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