FB pixel

Indian government considering QR code-based offline Aadhaar customer verification for bank services

 

India’s government and reserve bank are negotiating to allow the use of the secure digitally-signed QR code introduced by the Unique Identification Authority of India (UIDAI) for offline Aadhaar eKYC identity verification for opening bank accounts, operating payment wallets, and purchasing insurance, Business Today reports.

The QR code method of offline Aadhaar verification was launched in April to improve offline identity verification. The method provides only the individual’s name, address, and photograph, so avoids sharing an Aadhaar number or matching biometrics. The offline Aadhaar verification process is facilitated by the Reserve Bank of India (RBI), and the UIDAI has reportedly suggested that the RBI’s KYC master circular be amended to include the digitally-signed QR code method, as well as to synchronize its rules with the recent Supreme Court order blocking the requirement of Aadhaar biometric verification for bank and other private services.

The State Bank of India (SBI) recently informed the National Payments Corporation of India (NPCI) that it will discontinue the Aadhaar-enabled payments system (AePS), on the understanding that it may violate the Court’s ruling. The UIDAI has responded with a circular asking banks not to discontinue the system in order to avoid obstructing welfare payment delivery, which were explicitly allowed under the judgement.

Business Today reports that fintech companies have been urging the government to amend the law to make offline Aadhaar mandatory, but it is not clear that this could be done in compliance with the Court decision.

Article Topics

 |   |   |   | 

Latest Biometrics News

 

Cybercrime and identity fraud: an Olympic challenge

By Grigory Yusupov, Regional Director UK and Rest of the World (ROW) at IDnow The Paris 2024 Olympics is set…

 

IDV providers respond to growing consumer demand for stronger fraud prevention

A range of digital identity and financial fraud prevention capabilities and solution updates have been released just as Veriff issues…

 

Biometrics developers dance with data privacy regulations continues

Biometrics controversy and investments are often found side by side, as seen in many of this week’s top stories on…

 

EU AI Act should revise its risk-based approach: Report

Another voice has joined the chorus criticizing the European Union’s Artificial Intelligence Act, this time arguing that important provisions of…

 

Swiss e-ID resists rushing trust infrastructure

Switzerland is debating on how to proceed with the technical implementation of its national digital identity as the 2026 deadline…

 

Former Jumio exec joins digital ID web 3.0 project

Move over Worldcoin, there’s a new kid on the block vying for the attention of the digital identity industry and…

Comments

Leave a Reply

This site uses Akismet to reduce spam. Learn how your comment data is processed.

Most Read This Week

Featured Company

Biometrics Insight, Opinion

Digital ID In-Depth

Biometrics White Papers

Biometrics Events