Integrated Biometrics’ mobile solution deployed for Nigeria’s bank ID initiative
The implementation of Integrated Biometrics’ (IB’s) Kojak PL FBI Appendix F-Certified FAP 60 10-Print roll fingerprint scanner by the central bank of Nigeria’s Bank Verification Number (BVN) initiative is outlined in a new IB case study.
According to Integrated Biometrics, the mobile Kojak PL device has a full-featured SDK that enables effective integration into applications requiring certified FAP 60 quality biometric images, ensuring simple, fast and one-off enrolment for the BVN.
Once enrolled, the individual’s BVN is linked to all bank accounts across all Nigerian banks, and apart from performing banking transactions, payments, cash withdrawals or applying for a loan, customers can also use the BVN to authenticate their identity.
The IB hardware also address the challenge of having to enrol the biometrics of people in remote areas of the country which are not covered by the banks’ branches.
The case study notes that the Integrated Biometrics’ solution was procured by the Nigeria Inter-Bank Settlement Systems (NIBSS) following recommendations from partners Global Accelerex and Papersoft.
The BVN initiative in Nigeria is a move intended to help keep customer’s account secure by putting in place a mechanism to fight identity fraud.
The BVN initiative is both beneficial to customers and Nigeria’s banking industry in many ways as it serves as a platform for a unique, verifiable and acceptable means of identification across all systems; protects customers against identity theft by shielding their accounts from unauthorized access with biometrics; increases efficiency in operations; facilitates easy identification of blacklisted bank customers; and creates the condition for streamlining banking operations.
Integrated Biometrics was selected for the project, along with PaperSoft, by the Nigerian Interbank Settlement System (NIBSS) in late-2018.