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Biometrics coming to car dashboards through Visa and SiriusXM partnership


Visa and SiriusXM Connected Vehicle Services have announced a partnership to develop a new in-vehicle payment solution secured by biometric authentication.

The SiriusXM e-wallet will be integrated with SiriusXM’s connected vehicle services for several major automotive brands in North America, enabling payments from the dashboard for coffee stops, gas, parking, tolls, and other products and services. Payments with a registered Visa account will be activated and authenticated with biometrics through voice and touchscreen commands to avoid driver distraction, according to the announcement.

“Teaming up with SiriusXM is a big step forward in Visa’s quest for connected commerce across the automotive ecosystem. SiriusXM’s solid network with automotive manufacturers and established consumer interfaces, combined with our payment expertise, will help fast-track the endless opportunities for drivers to safely and securely accomplish tasks during their commute,” says Olabisi Boyle, Visa’s vice president of IoT platforms.

The solution was announced at the Consumer Telematics Show in Las Vegas. It will be powered by Visa and SiriusXM APIs, and can add technologies such as Visa Token Service for enhanced payment security.

“Visa is the world’s leader in digital payments and our Connected Vehicle Services group has deep roots and a broad reach in the auto industry,” said John Jasper, Senior Vice President for SiriusXM Connected Vehicle Services. “Our work with Visa is a significant step in establishing the next generation of vehicle-to-everything connectivity, transforming the vehicle into a ‘hub’ that provides for real-time, convenient transactional services to drivers and passengers.”

Visa is establishing virtual payment relationships among its network of retailers and providing the solution’s secure authentication capabilities, while SiriusXM is contributing its next-generation protocols for real-time connectivity and in-vehicle interfaces with personalized content and data aggregated from different platforms, the companies say. They will showcase the suite of services to auto manufacturers in 2019.

Synaptics VP of Marketing Godfrey Cheng told Biometric Update in October that dashboard biometrics would reach consumers within 18 to 24 months. More recently, Hyundai has announced it will sell a Santa Fe with a fingerprint door-unlocking system in China this year, and Aerendir Mobile CEO and Founder Martin Zizi explored the role of biometrics in securing self-driving vehicles in a recent guest post.

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