Fingerprint Cards launches new biometric payment software platform

As biometric payment authorization moves towards the mass market, Fingerprint Cards has announced a new biometric software platform to enable fingerprint payment cards, wearables and USB dongles.

The new FPC-BEP product is tailored for optimal performance in small and power-efficient sensors for payments, including the FPC1300-series and T-Shape module, according to the announcement. The software platform allows FPC to offer a complete hardware and software solution for secure biometric authentication with a positive user experience.

The platform is powered by a new algorithm developed by FPC, adapting its mobile algorithm to the specific needs of payment cards and devices. Internal tests on a 1300-series sensor showed biometric performance of less than 2 percent FRR at 1 in 20,000 FAR, and the fastest matching time, the company says. FPC-BEP can alternatively be used with third-party algorithms.

“Biometric performance can only be optimized when you consider the whole package; hardware and software working in harmony,” comments Fingerprint Cards Chief Technology Officer Pontus Jägemalm. “Our technology is used billions of times every day, and now we have poured our long and unrivaled experience from the mobile world into this software platform to maximize the performance in low-power and low-computing-power payment environments.”

The complete software solution is designed to optimize image capture for high image quality in order to deliver the best possible payment transaction speed, convenience, and security. The platform includes FPC’s OneTouch technology for image capturing without a boot process, QuickTouch technology for image capture and verification in less than 0.3 seconds, and the EvoTouch intelligent algorithm, which the company says learns from and adapts to the user’s changing conditions. It also features 360Touch technology to recognize the fingerprint regardless of angle or orientation, and SafeTouch, which provides a collection of security functions.

The platform is commercially available now, and Fingerprint Cards plans to have it certified with payment authorities as part of its ongoing collaboration with payments stakeholders.

FPC recently unveiled its powered box enrollment concept for biometric payment cards, tackling one of the remaining issues identified by FPC Marketing Director Ulf Ritsvall and other experts in an examination of the technology’s path to mass market.

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