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PayByFace, GlobalPlatform release APIs to improve customer experience, biometric authentication

PayByFace, GlobalPlatform release APIs to improve customer experience, biometric authentication

Biometric fintech PayByFace has introduced a Developer Portal to give third-party developers early access to several application programming interfaces (APIs) to build together innovative customer experiences in their own apps, the company announced.

“Sharing APIs with external developers will accelerate innovation and create new customer experiences,” Mihai Draghici, Founder and CEO of PayByFace, said in a prepared statement.

The APIs are available in a test environment. The initial sandbox APIs offered in the Developer Portal include Mobile Client Services, Merchant Kiosk Services and RabbitMQ Messaging Services for pub/sub real-time messaging.

GlobalPlatforms launches standardized API to simplify user authentication

GlobalPlatform has introduced a standardized API to boost user authentication security and that of biometric-enabled cards, the company announced.

The Secure Element Broker Interface was developed within EMVCo and establishes a standard to simplify end-user authentication for applications in the GlobalPlatform-certified Secure Element (SE). Service providers can use Consumer Device Cardholder Verification Methods (CDCVM) to develop secure apps and accelerate the implementation of contactless biometric payment cards. This helps consumers rely on only one secure authentication method.

“The Broker Interface supports two of today’s big trends: unified user authentication and strong customer authentication for smartphones, smart wearables and contactless cards,” Gil Bernabeu, Technical Director of GlobalPlatform, said in the announcement. “And this is about simplifying everyone’s lives. Developers no longer have to adapt their solutions for different devices and wallets, and end-users get a more consistent experience across their services.”

The interface supports FIDO authentication and future plans include extending the Application Programming Interface (API) beyond mobile payments. GlobalPlatform’s SE technology has been rolled out in enterprise ID, government and transport.

“EMVCo welcomes this initiative to support the use of external mobile services within the device, including Consumer Device Cardholder Verification Method (CDCVM) use-cases,” Junya Tanaka, Chair of the EMVCo Executive Committee, said in a prepared statement. “EMVCo’s initial work in this area demonstrated clear utility beyond payments, and collaboration with GlobalPlatform will promote security and interoperability for mobile service providers and original equipment manufacturers across multiple sectors, delivering convenience, simplicity and familiarity to consumers.”

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