FB pixel

ID R&D face biometrics and passive liveness support ambitious Latin American payments startup

Case study explores biometrics-only payment system
ID R&D face biometrics and passive liveness support ambitious Latin American payments startup
 

Payface is bringing payment with face biometrics to retailers in Latin America through the integration of any Android device with the point-of-sale system, and preventing payment fraud with passive liveness detection provided by ID R&D’s IDLive Face.

As explained in a new case study from ID R&D, the biometric software was chosen by Payface to meet its rigorous demands for speed, user convenience, and the security of both payment information and end-users’ biometric data.

Payface has ambitions to become a dominant player in payments with its facial recognition-based system that does not require the customer to use a physical payment card, their smartphone, a wearable or anything else, aside from a biometric associated with a payment account. The system also uses contactless gesture recognition for the non-authentication steps in the process, as shown in a promotional video which asks “How do you see yourself paying in 2025?”

ID R&D notes that a recent Mastercard survey shows 51 percent of people are already using some sort of contactless payment, and that to tap into that market, Payface determined that its biometrics capabilities needed to include initial enrollment without any extra steps, and should work for self-service purchases unattended by a store employee. It also needed to prevent spoof attacks to block fraud, but without introducing false rejections, which would frustrate customers and lengthen, rather than reduce, lineups for payment.

The case study reviews Payface’s reasons for selecting ID R&D’s biometric technology, the importance of passive facial liveness to the solution, and its appeal for merchants, the latter including reduced chargeback and fraud costs.

ID R&D says Payface partner Cielo is Brazil’s largest payments company, so its rollout of selfie biometric payments in drugstores and supermarkets could ramp up quickly, particularly with initial returns indicating that enrolled Payface customers use it twice per week, on average.

The IDLive Face SDK was launched by ID R&D in February, and enables passive biometric liveness detection to be carried out on the device, with a smaller footprint than the server-side version.

The company has also officially taken first place in the Short-Duration Speaker Verification Challenge (SdSV) 2021.

Article Topics

 |   |   |   |   |   |   |   |   | 

Latest Biometrics News

 

Face ID component-maker’s plant could close as Apple ends orders

The future of Coherent‘s facility in County Durham, England is in jeopardy following the loss of its primary customer, Apple….

 

Samsung win patent for fingerprint sensor package and biometric cards

Samsung has been granted a patent for an integrated circuit (IC) for fingerprint reading, storage and processing and biometric cards…

 

UNHCR salutes African govts’ pledge to accelerate digital ID action for forcibly displaced

The Office of the United Nations High Commissioner for Refugees (UNHCR) has lauded the willingness by some African governments to…

 

Mastercard aims to deliver digital identity, access for 100M in Africa

Mastercard is doubling down on spreading its Community Pass, a digital platform that holds a digital ID and wallet in…

 

DPI critical to effective digital transformation in government

Robert Opp, chief digital officer of UNDP emphasizes the importance of viewing DPI as the digital equivalent of physical infrastructure,…

 

Age verification comes to social media as age of unregulated use nears an end

If trends continue, social media is set to follow in the path of cigarettes: an activity benefitting early from lax…

Comments

Leave a Reply

This site uses Akismet to reduce spam. Learn how your comment data is processed.

Most Read This Week

Featured Company

Biometrics Insight, Opinion

Digital ID In-Depth

Biometrics White Papers

Biometrics Events