Liveness detection in biometrics is essential
Mobile biometrics offer banks and other businesses a way to more effectively verify the identities of their new and existing customers. Mobile onboarding allows a prospective banking customer to open an account without visiting a branch. Biometrics make this identity proofing process more robust and secure. New customers can then use their biometrics in place of passwords for more secure and convenient mobile authentication.
Facial recognition is a particularly useful biometric modality for mobile onboarding and authentication:
● Nearly all mobile devices have built-in cameras that support it.
● The user experience of capturing a “selfie” is exceptionally intuitive and convenient.
● Face recognition is 99.7% accurate and getting more so by the year, according to NIST.
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